It is the start of the selling season in the Robson Valley and and properties are coming up for sale in McBride, Dunster and Valemount, but are you ready to buy? In our current market, properties are selling fast; here is some information to help you get started. 

Have you been pre-approved? Being preapproved will greatly increase your success of purchasing a home and will give you a realistic idea of how much you can afford. 

Do you have a down payment? You will need a minimum of 5% of the purchase price as a down payment. If you have less than 20% down you will require mortgage default insurance. 

What is your credit rating? How is your credit? You will require a minimum credit score of 650.

What will lenders require to determine your mortgage affordability? 

1. Proof of income: pay stubs, letter from employer, NOA's 
2. Credit score/history
3. List of your debt payments
4. Assets/ Liabilities

Hi! I'm Kat! Hmmm... A little bit about me?

I live in Dunster BC, I am originally from Europe.

My background is in business, marketing and photography. 

I am married - to my soulmate and I'm not just saying that. Nope, it's the real deal. He baked me a pie: lemon merengue pie from scratch to convince me to go on a date, which started with fishing and ended with dancing. What more could a girl ask for? 

We have two strong, smart, beautiful, amazing girls that keep us on our toes.  So much love.

I am committed to hard work and helping you accomplish your goals.  Some might call me stubborn; I prefer "determined and goal oriented."

So if you've read this far, here is why I am in Real Estate now

Why Real Estate? All roads lead here... let me explain. I am at a place in my life where I feel really connected to the community, both through my children and family, but also through different work and volunteer experiences. I believe that I have a lot I can offer to help you accomplish your goals when it comes to buying and selling your home. 

During the last 10-15 years I have gained valuable expertise in many fields, which directly correlate to selling and purchasing property. I have worked as a mortgage lender for several years, as such, I know the ins and outs of mortgage financing. I have worked in the building construction industry, as well as, the building inspection office; the experience I gained will be help you determine which home is right for you. In addition, I LOVE a good reno. 

My education and experience is in business and marketing, this will play an integral role in the marketing and selling of your home. Since, 2007 I have owned and managed a  photography and marketing business. This has allowed me the opportunity to photograph many families for a variety of milestones, as well as, photograph properties and create virtual tours for real estate listings.  My diploma in professional photography, connections and networking will be an asset when it comes to selling your home.  

I am committed to hard work and to helping you achieve your real estate goals.